Connecting daily finances
with long-term life milestones

TYPE

Personal Project

TIMELINE

Feb 2026 - Present

DISCIPLINE

Vibe Coding

Product Design
Product Thinking

STACK

Next.js
Claude Code
Supabase

We all have major life
milestones we want to hit.

🎓

Graduate undergrad

2019
🗽

Move to New York

2023
💍

Marry partner

2029
🏠

Buy a house

2032
🤰

Have first child

2034
👶

Have second child

2037
🇰🇷

Move to Korea

2043
💸

Retire

2055

But day-to-day, we are left asking a frustratingly opaque question:

But day-to-day, we are left asking a
frustratingly opaque question:

How much can I safely spend right now
without compromising my future plans?

How much can I safely spend right now without compromising my future plans?

Market Gap

Budgeting apps only track past spending or set static goals, failing to account for dynamic life changes or macroeconomic realities. While spreadsheets offer flexibility, they break the moment life gets complex.

Neither solution provides a dynamic, forward-looking number tied to a user's real-world future.

Solution

Moola’s Life Plan tab works
backward from your life plan.

Moola’s Life Plan tab works backward from your life plan.

Input Settings

Tailor your life

In Settings, input your present and future life: your income streams, properties, life events, one-time events, and lifestyle at each life phase.

Life Timeline

Snapshot of your timeline

Your life phases appear as a timeline across the top. Each phase shows its cost of living and housing situations so you can see the full picture before looking at any numbers.

Projection Table

Discretionary Budget

Your inputs generate a table that spans your entire financial life. Life events like a partner, a child, or a home purchase are marked inline at the exact age they happen.

Forensic Modals

Explanations on Demand

Hover figures in the table and a modal reveals exactly how it was calculated.

More Features

Moola is much more than

the Life Plan feature.

Portfolio Tracker

View your allocations, track drift from your targets, and sync live fund prices for a real-time view.

Investment Rebalancing
Goals Tracker
Investment Gains
Portfolio Tracker

View your allocations, track drift from your targets, and sync live fund prices for a real-time view.

Investment Rebalancing
Goals Tracker
Investment Gains